2024 HMDA Data on Mortgage Lending Now Available

Summary

• The 2024 Home Mortgage Disclosure Act (HMDA) data is now available, containing loan-level information from financial institutions with consumer privacy protections. • This data provides insights into mortgage lending practices and can be used for compliance monitoring and risk management.

Why It Matters for Texas Credit Unions

Relevant as it pertains to all credit unions, including those in Texas, who must comply with HMDA regulations.

Original Source Material

The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.