What’s coming for the banking industry in 2026

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Summary

- Expect an increase in mergers and acquisitions. - De novo applications are likely to continue growing.

Why It Matters for Texas Credit Unions

The article discusses trends that could impact Texas credit unions, such as M&A activity and de novo applications.

Original Source Material

2025 brought a surge of M&A. Expect more this year. De novo applications, too, spiked last year. That should continue. If regulation was stripped down in 2025, expect a buildup – with a different look.