Public regulatory intelligence

Texas intelligence feed

A Texas-only view of developments most likely to matter locally.

Start with the clearest developments below, then open the original source material when you need the governing detail. The source remains the authority.

More Texas-relevant developments

4 banking trends to watch in 2026

- Banking trends in 2026 will build on the groundwork laid in 2025 across regulation, mergers and acquisitions, artificial intelligence. - The article provides an overview of potential areas of focus for credit unions.
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BNY, BofA face fresh Epstein-related complaints

An alleged victim of Jeffrey Epstein has amended lawsuits against Bank of America and BNY after a judge expressed skepticism about them last month; the cases involve potential compliance and risk management issues for...
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CFPB must request funds from Fed, court rules

• The court ruled that the CFPB can continue operating without immediate funding from the Fed due to ongoing profits. • This decision addresses concerns about potential funding issues in early 2026.
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The Kimwolf Botnet is Stalking Your Local Network

- Kimwolf botnet has infected over 2 million devices globally, with significant concentrations in the U.S., making internal network security a critical concern. - The malware spreads through residential proxy networks and unsecured Android...
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Happy 16th Birthday, KrebsOnSecurity.com!

The article highlights KrebsOnSecurity's coverage of cybercrime entities and their impact on financial and cybersecurity issues. Key points include the scrutiny of Stark Industries Solutions Ltd., Cryptomus, and phishing operations. The analysis shows how...
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Suretyship and Guaranty; Segregated Deposit and Collateral

- The NCUA Board proposes removing segregated deposit and collateral requirements for FICUs acting as sureties and guarantors. - This change aims to increase flexibility in product design while maintaining other surety and guaranty...
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Catastrophic Act Reporting

• The NCUA Board is proposing a rule change to the reporting requirements for federally insured credit unions regarding catastrophic acts. • The proposed changes aim to reduce compliance burden by providing more time...
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Limits on Loans to Other Credit Unions

- The NCUA Board is proposing to remove regulations related to approval and policies on making loans to other credit unions. - Federally insured state-chartered credit unions will still be subject to statutory requirements...
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Accuracy of Advertising and Notice of Insured Status

• The NCUA Board is proposing to eliminate provisions concerning the official advertising statement to streamline regulations and reduce administrative burden for FICUs. • This action aims to provide credit unions with greater flexibility...
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Fed seeks comments on ‘skinny’ account

- The Federal Reserve is seeking public comments on creating a new special payments account for financial institutions. - This proposal could impact how credit unions manage and offer payment services.
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Dismantling Defenses: Trump 2.0 Cyber Year in Review

- The Trump administration has issued a national security directive (NSPM-7) targeting anti-American activity and extremist groups. - Attorney General Pam Bondi advised the FBI to compile a list of Americans suspected of domestic...
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Privacy Act of 1974; System of Records

• NCUA proposes modifications to system of records notice NCUA-19, which is the core financial and acquisition system for integrating program, financial, and budgetary information. • This proposal affects how credit unions manage their...
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